/* =========================================================
   Finance Network Path — main stylesheet
   Palette: deep plum + rose + honey gold on blush cream
   Style: soft, rounded, connected-network motif
   ========================================================= */
:root {
  --fnp-plum-900: #2a0b1d;
  --fnp-plum-800: #3f1230;
  --fnp-plum: #6b1d4b;
  --fnp-plum-500: #8e2d63;
  --fnp-rose: #f06d8c;
  --fnp-rose-soft: #fde6ec;
  --fnp-gold: #f4b740;
  --fnp-gold-soft: #fff2d6;
  --fnp-cream: #fff8f4;
  --fnp-blush: #fbeee8;
  --fnp-text: #2b1d26;
  --fnp-muted: #75606d;
  --fnp-line: #f0dfd8;
  --fnp-radius: 26px;
  --fnp-shadow: 0 30px 60px -35px rgba(63, 18, 48, .55);
  --fnp-font-head: "Outfit", "Segoe UI", Arial, sans-serif;
  --fnp-font-body: "Nunito Sans", "Segoe UI", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { overflow-x: clip; }
body { font-family: var(--fnp-font-body); color: var(--fnp-text); background: var(--fnp-cream); line-height: 1.75; }
h1, h2, h3, h4, h5 { font-family: var(--fnp-font-head); font-weight: 700; color: var(--fnp-plum-800); line-height: 1.18; }
a { color: var(--fnp-plum-500); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--fnp-rose); }
::selection { background: var(--fnp-rose); color: #fff; }

.section { padding: 105px 0; }
.section-sm { padding: 70px 0; }
.bg-blush { background: var(--fnp-blush); }
.bg-plum { background: var(--fnp-plum-800); color: #e7cfdc; position: relative; overflow: hidden; }
.bg-plum h2, .bg-plum h3, .bg-plum h4 { color: #fff; }

.kicker { display: inline-flex; align-items: center; gap: .55rem; font-family: var(--fnp-font-head); font-weight: 600; font-size: .9rem; color: var(--fnp-rose); margin-bottom: .9rem; }
.kicker .dots { display: inline-flex; gap: 4px; }
.kicker .dots i { width: 7px; height: 7px; border-radius: 50%; background: currentColor; display: block; }
.kicker .dots i:nth-child(2) { opacity: .6; } .kicker .dots i:nth-child(3) { opacity: .3; }
.bg-plum .kicker { color: var(--fnp-gold); }
.title { font-size: clamp(2rem, 3.8vw, 3rem); margin-bottom: 1rem; }
.title em { font-style: normal; color: var(--fnp-rose); }
.bg-plum .title em { color: var(--fnp-gold); }
.sub { color: var(--fnp-muted); font-size: 1.08rem; }
.bg-plum .sub { color: #d9bccb; }

/* ---------- Buttons ---------- */
.btn { border-radius: 999px; font-family: var(--fnp-font-head); font-weight: 600; padding: .85rem 1.8rem; transition: all .25s ease; }
.btn-plum { background: var(--fnp-plum); color: #fff; border: 0; box-shadow: 0 14px 26px -14px rgba(107,29,75,.8); }
.btn-plum:hover, .btn-plum:focus { background: var(--fnp-plum-800); color: #fff; transform: translateY(-2px); }
.btn-rose { background: var(--fnp-rose); color: #fff; border: 0; box-shadow: 0 14px 26px -14px rgba(240,109,140,.9); }
.btn-rose:hover, .btn-rose:focus { background: #e2577a; color: #fff; transform: translateY(-2px); }
.btn-gold { background: var(--fnp-gold); color: var(--fnp-plum-900); border: 0; }
.btn-gold:hover, .btn-gold:focus { background: #ffc85c; color: var(--fnp-plum-900); transform: translateY(-2px); }
.btn-soft { background: #fff; color: var(--fnp-plum); border: 1.5px solid var(--fnp-line); }
.btn-soft:hover { border-color: var(--fnp-plum); color: var(--fnp-plum); }
.btn-glass { background: rgba(255,255,255,.12); color: #fff; border: 1.5px solid rgba(255,255,255,.35); backdrop-filter: blur(6px); }
.btn-glass:hover { background: #fff; color: var(--fnp-plum); }
.go-link { font-family: var(--fnp-font-head); font-weight: 600; display: inline-flex; align-items: center; gap: .5rem; }
.go-link .c { width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; background: var(--fnp-rose-soft); color: var(--fnp-rose); transition: all .2s ease; }
.go-link:hover .c { background: var(--fnp-rose); color: #fff; transform: translateX(3px); }

/* ---------- Info bar + floating navbar ---------- */
.infobar { background: var(--fnp-plum-900); color: #d9bccb; font-size: .85rem; padding: .5rem 0; }
.infobar a { color: #f4e2ea; }
.infobar a:hover { color: var(--fnp-gold); }
.infobar i { color: var(--fnp-gold); margin-right: .35rem; }
.nav-shell { position: sticky; top: 12px; z-index: 1030; padding: 0 12px; margin-top: 12px; }
.nav-pill { background: rgba(255,255,255,.95); backdrop-filter: blur(10px); border-radius: 999px; box-shadow: 0 16px 40px -24px rgba(63,18,48,.55); border: 1px solid var(--fnp-line); padding: .55rem .7rem .55rem 1.4rem; }
.nav-pill .navbar { padding: 0; }
.nav-pill .nav-link { font-family: var(--fnp-font-head); font-weight: 500; color: var(--fnp-plum-800); padding: .55rem 1rem !important; border-radius: 999px; }
.nav-pill .nav-link:hover { background: var(--fnp-blush); color: var(--fnp-plum); }
.nav-pill .nav-link.active { background: var(--fnp-plum); color: #fff; }
.nav-pill .navbar-toggler { border: 0; border-radius: 50%; width: 44px; height: 44px; background: var(--fnp-blush); }
.nav-pill .navbar-toggler:focus { box-shadow: 0 0 0 .2rem rgba(240,109,140,.35); }

/* Logo — one line, one style */
.brand-logo { display: inline-flex; align-items: center; gap: .55rem; white-space: nowrap; font-family: var(--fnp-font-head); font-weight: 700; font-size: 1.38rem; line-height: 1; color: var(--fnp-plum-800) !important; }
.brand-logo .mark { width: 38px; height: 38px; flex: 0 0 38px; border-radius: 50%; display: grid; place-items: center; background: linear-gradient(135deg, var(--fnp-rose), var(--fnp-plum)); color: #fff; font-size: 1.05rem; }
.footer .brand-logo { color: #fff !important; }

/* ---------- Network motif (inline SVG backgrounds) ---------- */
.net-bg { position: absolute; inset: 0; width: 100%; height: 100%; z-index: 0; pointer-events: none; }
.net-bg line { stroke: rgba(255,255,255,.12); stroke-width: 1.2; }
.net-bg circle { fill: rgba(244,183,64,.55); }
.net-bg circle.r { fill: rgba(240,109,140,.6); }

/* ---------- Hero (centered) ---------- */
.hero { position: relative; margin-top: -86px; padding: 170px 0 0; background: radial-gradient(ellipse at 50% 0%, var(--fnp-plum-500) 0%, var(--fnp-plum) 35%, var(--fnp-plum-900) 100%); color: #ead3df; text-align: center; overflow: hidden; }
.hero .container { position: relative; z-index: 1; }
.hero .pill-note { display: inline-flex; align-items: center; gap: .6rem; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2); border-radius: 999px; padding: .35rem 1rem .35rem .4rem; font-size: .9rem; margin-bottom: 1.6rem; }
.hero .pill-note b { background: var(--fnp-gold); color: var(--fnp-plum-900); border-radius: 999px; padding: .15rem .7rem; font-family: var(--fnp-font-head); font-size: .8rem; }
.hero h1 { color: #fff; font-size: clamp(2.5rem, 5.6vw, 4.6rem); max-width: 920px; margin: 0 auto 1.3rem; letter-spacing: -.02em; }
.hero h1 em { font-style: normal; background: linear-gradient(90deg, var(--fnp-gold), var(--fnp-rose)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero .lead { max-width: 640px; margin: 0 auto; font-size: 1.15rem; color: #e1c3d2; }
.hero-stage { position: relative; margin-top: 3.6rem; }
.hero-stage .img-frame { border-radius: 32px 32px 0 0; aspect-ratio: 21 / 8; }
.glass-stat { position: absolute; z-index: 2; background: rgba(255,255,255,.92); backdrop-filter: blur(8px); border-radius: 20px; padding: 1rem 1.3rem; text-align: left; box-shadow: var(--fnp-shadow); display: flex; gap: .9rem; align-items: center; }
.glass-stat .ic { width: 46px; height: 46px; border-radius: 14px; display: grid; place-items: center; font-size: 1.3rem; }
.glass-stat strong { display: block; font-family: var(--fnp-font-head); font-size: 1.25rem; color: var(--fnp-plum-800); line-height: 1.2; }
.glass-stat small { color: var(--fnp-muted); font-weight: 600; }
.glass-stat.s1 { left: 4%; top: 18%; } .glass-stat.s1 .ic { background: var(--fnp-rose-soft); color: var(--fnp-rose); }
.glass-stat.s2 { right: 4%; top: 30%; } .glass-stat.s2 .ic { background: var(--fnp-gold-soft); color: #c98a06; }

/* ---------- Page header ---------- */
.page-top { position: relative; margin-top: -86px; padding: 170px 0 110px; text-align: center; background: linear-gradient(160deg, var(--fnp-plum-900), var(--fnp-plum)); color: #e1c3d2; border-radius: 0 0 50% 50% / 0 0 60px 60px; overflow: hidden; }
.page-top .container { position: relative; z-index: 1; }
.page-top h1 { color: #fff; font-size: clamp(2.1rem, 4.6vw, 3.5rem); max-width: 900px; margin: 0 auto .8rem; }
.page-top p { max-width: 640px; margin: 0 auto; font-size: 1.08rem; }
.page-top .trail { display: inline-flex; flex-wrap: wrap; justify-content: center; gap: .5rem; background: rgba(255,255,255,.1); border-radius: 999px; padding: .35rem 1.1rem; font-size: .88rem; font-weight: 600; margin-bottom: 1.2rem; }
.page-top .trail a { color: var(--fnp-gold); }
.page-top .trail .sep { opacity: .5; }

/* ---------- Image frames ---------- */
.img-frame { position: relative; overflow: hidden; border-radius: var(--fnp-radius); background: linear-gradient(135deg, var(--fnp-rose) 0%, var(--fnp-plum-500) 45%, var(--fnp-plum-900) 100%); }
.img-frame::after { content: "\F42A"; font-family: "bootstrap-icons"; position: absolute; inset: 0; display: grid; place-items: center; font-size: 2.4rem; color: rgba(255,255,255,.35); }
.img-frame img { position: relative; z-index: 1; width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .6s ease; }
.img-frame img.img-missing { visibility: hidden; }

/* ---------- Tabs (Borrow / Grow / Protect) ---------- */
.path-tabs { background: #fff; border-radius: 999px; padding: .4rem; display: inline-flex; gap: .3rem; border: 1px solid var(--fnp-line); flex-wrap: wrap; justify-content: center; }
.path-tabs .nav-link { border-radius: 999px; font-family: var(--fnp-font-head); font-weight: 600; color: var(--fnp-plum-800); padding: .65rem 1.4rem; }
.path-tabs .nav-link i { margin-right: .4rem; }
.path-tabs .nav-link.active { background: var(--fnp-plum); color: #fff; }
.tab-panel-card { background: #fff; border-radius: 32px; padding: 2.4rem; border: 1px solid var(--fnp-line); margin-top: 2rem; }
.tab-panel-card .img-frame { aspect-ratio: 4 / 3; }
.mini-list { list-style: none; padding: 0; margin: 1.4rem 0; }
.mini-list li { display: flex; gap: .7rem; margin-bottom: .8rem; font-weight: 600; }
.mini-list i { color: var(--fnp-rose); font-size: 1.15rem; line-height: 1.6; }

/* ---------- Service cards ---------- */
.svc-card { background: #fff; border-radius: 28px; padding: 12px; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--fnp-line); transition: transform .3s ease, box-shadow .3s ease; }
.svc-card:hover { transform: translateY(-8px); box-shadow: var(--fnp-shadow); }
.svc-card:hover .img-frame img { transform: scale(1.07); }
.svc-card .media { position: relative; }
.svc-card .img-frame { aspect-ratio: 4 / 3; border-radius: 20px; }
.svc-card .media::after { content: ""; position: absolute; inset: 0; z-index: 2; border-radius: 20px; background: linear-gradient(180deg, transparent 40%, rgba(42,11,29,.88) 100%); pointer-events: none; }
.svc-card .media h3 { position: absolute; z-index: 3; left: 1.3rem; right: 1.3rem; bottom: 1.1rem; color: #fff; font-size: 1.35rem; margin: 0; display: flex; align-items: center; gap: .6rem; }
.svc-card .media h3 i { width: 38px; height: 38px; flex: 0 0 38px; border-radius: 50%; display: grid; place-items: center; background: var(--fnp-gold); color: var(--fnp-plum-900); font-size: 1rem; }
.svc-card .body { padding: 1.3rem .9rem .8rem; display: flex; flex-direction: column; flex: 1; }
.svc-card p { color: var(--fnp-muted); flex: 1; margin-bottom: 1.3rem; }
.svc-card .btn { align-self: flex-start; padding: .7rem 1.4rem; }

/* ---------- Path timeline ---------- */
.path { position: relative; }
.path::before { content: ""; position: absolute; left: 50%; top: 10px; bottom: 10px; border-left: 3px dashed rgba(240,109,140,.4); transform: translateX(-50%); }
.path-step { position: relative; margin-bottom: 2.4rem; }
.path-step:last-child { margin-bottom: 0; }
.path-step .node { position: absolute; left: 50%; top: 22px; transform: translate(-50%, 0); width: 54px; height: 54px; border-radius: 50%; background: var(--fnp-plum); color: #fff; display: grid; place-items: center; font-family: var(--fnp-font-head); font-weight: 700; font-size: 1.15rem; border: 5px solid var(--fnp-cream); box-shadow: 0 0 0 3px rgba(240,109,140,.35); z-index: 2; }
.path-card { background: #fff; border-radius: 24px; padding: 1.7rem 1.8rem; border: 1px solid var(--fnp-line); }
.path-card h3 { font-size: 1.3rem; margin-bottom: .4rem; }
.path-card p { margin: 0; color: var(--fnp-muted); }
.path-card .tagline { font-family: var(--fnp-font-head); font-weight: 600; color: var(--fnp-rose); font-size: .85rem; text-transform: uppercase; letter-spacing: .08em; }

/* ---------- Calculator ---------- */
.loan-calc { background: #fff; border-radius: 32px; padding: 2.4rem; color: var(--fnp-text); box-shadow: var(--fnp-shadow); position: relative; z-index: 1; }
.range-row { margin-bottom: 1.5rem; }
.range-row .top { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: .4rem; }
.range-row label { font-family: var(--fnp-font-head); font-weight: 600; color: var(--fnp-plum-800); }
.range-row output { font-family: var(--fnp-font-head); font-weight: 700; color: var(--fnp-rose); font-size: 1.15rem; }
.form-range::-webkit-slider-thumb { background: var(--fnp-plum); width: 22px; height: 22px; margin-top: -7px; }
.form-range::-moz-range-thumb { background: var(--fnp-plum); width: 22px; height: 22px; border: 0; }
.form-range::-webkit-slider-runnable-track { background: var(--fnp-rose-soft); height: 8px; }
.form-range::-moz-range-track { background: var(--fnp-rose-soft); height: 8px; }
.form-range:focus::-webkit-slider-thumb { box-shadow: 0 0 0 .25rem rgba(240,109,140,.35); }
.calc-result { background: linear-gradient(135deg, var(--fnp-plum), var(--fnp-plum-900)); border-radius: 24px; padding: 1.6rem; color: #e1c3d2; text-align: center; }
.calc-result .pay { font-family: var(--fnp-font-head); font-size: clamp(2.2rem, 5vw, 3rem); font-weight: 700; color: #fff; line-height: 1.1; word-break: break-word; }
.calc-result .pay small { font-size: 1rem; color: var(--fnp-gold); font-weight: 600; }
.calc-result .split { display: flex; justify-content: space-around; gap: 1rem; margin-top: 1.2rem; padding-top: 1.2rem; border-top: 1px solid rgba(255,255,255,.15); flex-wrap: wrap; }
.calc-result .split b { display: block; font-family: var(--fnp-font-head); color: #fff; font-size: 1.15rem; }
.calc-result .split span { font-size: .85rem; }

/* ---------- Counters ---------- */
.count-card { background: #fff; border-radius: 24px; padding: 2rem 1.4rem; text-align: center; border: 1px solid var(--fnp-line); height: 100%; }
.count-card .ic { width: 56px; height: 56px; margin: 0 auto 1rem; border-radius: 18px; display: grid; place-items: center; font-size: 1.4rem; background: var(--fnp-rose-soft); color: var(--fnp-rose); }
.count-card:nth-child(even) .ic, .col-6:nth-child(even) .count-card .ic { background: var(--fnp-gold-soft); color: #c98a06; }
.count-card .v { font-family: var(--fnp-font-head); font-size: 2.4rem; font-weight: 700; color: var(--fnp-plum-800); line-height: 1; }
.count-card p { margin: .5rem 0 0; color: var(--fnp-muted); font-weight: 600; }

/* ---------- About ---------- */
.about-stack { position: relative; padding: 0 0 50px 50px; }
.about-stack .img-frame.big { aspect-ratio: 4 / 4.4; border-radius: 32px 32px 32px 140px; }
.about-stack .badge-c { position: absolute; left: 0; bottom: 0; width: 160px; height: 160px; border-radius: 50%; background: var(--fnp-gold); color: var(--fnp-plum-900); display: grid; place-items: center; text-align: center; font-family: var(--fnp-font-head); font-weight: 600; line-height: 1.2; border: 8px solid var(--fnp-cream); z-index: 2; padding: 1rem; }
.about-stack .badge-c strong { display: block; font-size: 2.2rem; }
.feat-row { display: flex; gap: 1rem; padding: 1.1rem; border-radius: 20px; background: #fff; border: 1px solid var(--fnp-line); margin-bottom: 1rem; }
.feat-row .ic { width: 50px; height: 50px; flex: 0 0 50px; border-radius: 16px; background: var(--fnp-rose-soft); color: var(--fnp-rose); display: grid; place-items: center; font-size: 1.3rem; }
.feat-row h3 { font-size: 1.1rem; margin-bottom: .2rem; }
.feat-row p { margin: 0; color: var(--fnp-muted); font-size: .95rem; }

/* ---------- Testimonials ---------- */
.voice { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14); border-radius: 26px; padding: 2rem; height: 100%; display: flex; flex-direction: column; position: relative; z-index: 1; transition: background .3s ease; }
.voice:hover { background: rgba(255,255,255,.1); }
.voice .q { width: 52px; height: 52px; border-radius: 50%; background: var(--fnp-rose); color: #fff; display: grid; place-items: center; font-size: 1.5rem; margin-bottom: 1.2rem; }
.voice p { color: #f1dde7; flex: 1; font-size: 1.04rem; }
.voice .who { display: flex; justify-content: space-between; align-items: center; padding-top: 1rem; border-top: 1px solid rgba(255,255,255,.14); }
.voice .who strong { font-family: var(--fnp-font-head); color: #fff; font-size: 1.05rem; }
.voice .stars { color: var(--fnp-gold); font-size: .85rem; letter-spacing: .1em; }

/* ---------- Blog ---------- */
.blog-card { background: #fff; border-radius: 28px; overflow: hidden; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--fnp-line); transition: transform .3s ease, box-shadow .3s ease; }
.blog-card:hover { transform: translateY(-6px); box-shadow: var(--fnp-shadow); }
.blog-card:hover .img-frame img { transform: scale(1.06); }
.blog-card .media { position: relative; padding: 12px 12px 0; }
.blog-card .img-frame { aspect-ratio: 16 / 10; border-radius: 20px; }
.blog-card .no { position: absolute; z-index: 2; right: 26px; bottom: -22px; width: 48px; height: 48px; border-radius: 50%; background: var(--fnp-gold); color: var(--fnp-plum-900); display: grid; place-items: center; font-family: var(--fnp-font-head); font-weight: 700; border: 4px solid #fff; }
.blog-card .body { padding: 1.6rem 1.6rem 1.8rem; display: flex; flex-direction: column; flex: 1; }
.blog-card h3 { font-size: 1.25rem; margin-bottom: .7rem; }
.blog-card h3 a { color: var(--fnp-plum-800); }
.blog-card h3 a:hover { color: var(--fnp-rose); }
.blog-card p { color: var(--fnp-muted); flex: 1; }

.cover { aspect-ratio: 16 / 8; border-radius: 32px; margin-bottom: 2.4rem; }
.story { font-size: 1.1rem; }
.story p { margin-bottom: 1.4rem; color: #3d2d37; }
.story h2 { font-size: 1.7rem; margin: 2.3rem 0 1rem; display: flex; align-items: center; gap: .7rem; }
.story h2::before { content: ""; width: 12px; height: 12px; border-radius: 50%; background: var(--fnp-rose); box-shadow: 0 0 0 5px var(--fnp-rose-soft); flex: 0 0 12px; }
.story .pull { background: var(--fnp-gold-soft); border-radius: 24px; padding: 1.6rem 1.8rem; margin: 2rem 0; font-family: var(--fnp-font-head); font-size: 1.2rem; color: var(--fnp-plum-800); font-weight: 500; position: relative; }
.story .pull i { color: #c98a06; margin-right: .5rem; }
.aside-card { background: #fff; border-radius: 26px; padding: 1.7rem; border: 1px solid var(--fnp-line); margin-bottom: 1.5rem; }
.aside-card h3 { font-size: 1.15rem; margin-bottom: 1rem; }
.aside-post { display: flex; gap: .9rem; align-items: center; padding: .7rem 0; }
.aside-post + .aside-post { border-top: 1px solid var(--fnp-line); }
.aside-post .img-frame { width: 72px; height: 72px; flex: 0 0 72px; border-radius: 50%; }
.aside-post .img-frame::after { font-size: 1.1rem; }
.aside-post a { font-family: var(--fnp-font-head); font-weight: 600; color: var(--fnp-plum-800); font-size: .95rem; line-height: 1.35; }
.aside-post a:hover { color: var(--fnp-rose); }
.chip-list { display: flex; flex-wrap: wrap; gap: .5rem; }
.chip-list a { background: var(--fnp-blush); color: var(--fnp-plum); border-radius: 999px; padding: .4rem .95rem; font-weight: 700; font-size: .88rem; }
.chip-list a:hover { background: var(--fnp-plum); color: #fff; }
.aside-card.plum { background: linear-gradient(150deg, var(--fnp-plum), var(--fnp-plum-900)); color: #e1c3d2; border: 0; }
.aside-card.plum h3 { color: #fff; }
.story-nav { display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; margin-top: 2.4rem; padding: 1.2rem; background: #fff; border-radius: 999px; border: 1px solid var(--fnp-line); }

/* ---------- FAQ ---------- */
.faq-fnp .accordion-item { border: 1px solid var(--fnp-line); border-radius: 22px !important; margin-bottom: .9rem; overflow: hidden; background: #fff; }
.faq-fnp .accordion-button { font-family: var(--fnp-font-head); font-weight: 600; color: var(--fnp-plum-800); padding: 1.2rem 1.5rem; background: #fff; }
.faq-fnp .accordion-button:not(.collapsed) { background: var(--fnp-rose-soft); color: var(--fnp-plum); box-shadow: none; }
.faq-fnp .accordion-button:focus { box-shadow: 0 0 0 .2rem rgba(240,109,140,.3); }
.faq-fnp .accordion-body { color: var(--fnp-muted); }

/* ---------- Newsletter split ---------- */
.news-split { background: #fff; border-radius: 36px; overflow: hidden; border: 1px solid var(--fnp-line); box-shadow: var(--fnp-shadow); }
.news-split .img-frame { height: 100%; min-height: 280px; border-radius: 0; }
.news-split .inner { padding: 3rem; }
.news-split .form-control { border-radius: 999px; padding: .9rem 1.4rem; }

/* ---------- CTA ---------- */
.cta-round { background: linear-gradient(120deg, var(--fnp-rose), var(--fnp-plum-500) 60%, var(--fnp-plum)); border-radius: 40px; padding: 3.4rem; color: #fde6ec; position: relative; overflow: hidden; }
.cta-round h2 { color: #fff; }
.cta-round .container-fluid { position: relative; z-index: 1; }

/* ---------- Forms ---------- */
.form-card { background: #fff; border-radius: 32px; padding: 2.6rem; border: 1px solid var(--fnp-line); box-shadow: var(--fnp-shadow); }
.form-label { font-family: var(--fnp-font-head); font-weight: 600; color: var(--fnp-plum-800); font-size: .95rem; }
.form-control, .form-select { border-radius: 16px; border: 1.5px solid var(--fnp-line); padding: .8rem 1.1rem; background-color: #fffdfc; }
.form-control:focus, .form-select:focus { border-color: var(--fnp-rose); box-shadow: 0 0 0 .25rem rgba(240,109,140,.15); background-color: #fff; }
.form-check-input:checked { background-color: var(--fnp-plum); border-color: var(--fnp-plum); }
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form-status { display: none; margin-top: 1rem; border-radius: 16px; padding: .9rem 1.2rem; font-weight: 600; }
.form-status.show { display: block; }
.form-status.success { background: #e5f7ee; color: #146c43; border: 1px solid #b9e6cf; }
.form-status.error { background: #ffe8ee; color: #a3163d; border: 1px solid #ffc4d3; }
.btn .spinner-border { width: 1rem; height: 1rem; border-width: .15em; margin-right: .4rem; }

.reach-card { background: #fff; border-radius: 26px; padding: 1.6rem; border: 1px solid var(--fnp-line); display: flex; gap: 1rem; align-items: center; margin-bottom: 1rem; transition: transform .25s ease; }
.reach-card:hover { transform: translateX(6px); }
.reach-card .ic { width: 56px; height: 56px; flex: 0 0 56px; border-radius: 50%; background: linear-gradient(135deg, var(--fnp-rose), var(--fnp-plum)); color: #fff; display: grid; place-items: center; font-size: 1.3rem; }
.reach-card h3 { font-size: 1.05rem; margin-bottom: .1rem; }
.reach-card p, .reach-card a { margin: 0; color: var(--fnp-muted); font-weight: 600; overflow-wrap: anywhere; }
.reach-card a:hover { color: var(--fnp-rose); }
.map-round { border-radius: 32px; overflow: hidden; line-height: 0; border: 1px solid var(--fnp-line); }
.map-round iframe { width: 100%; height: 400px; border: 0; }

/* ---------- Value tiles ---------- */
.val-tile { background: #fff; border-radius: 26px; padding: 2rem; border: 1px solid var(--fnp-line); height: 100%; text-align: center; transition: transform .3s ease; }
.val-tile:hover { transform: translateY(-6px); }
.val-tile .ic { width: 64px; height: 64px; margin: 0 auto 1rem; border-radius: 50%; display: grid; place-items: center; font-size: 1.6rem; background: var(--fnp-rose-soft); color: var(--fnp-rose); }
.val-tile h3 { font-size: 1.25rem; }
.val-tile p { color: var(--fnp-muted); margin: 0; }

/* ---------- Legal ---------- */
.legal-card { background: #fff; border-radius: 32px; padding: 3rem; border: 1px solid var(--fnp-line); }
.legal-card h2 { font-size: 1.35rem; margin: 2.2rem 0 .8rem; }
.legal-card p, .legal-card li { color: #46353f; }
.legal-jump { position: sticky; top: 120px; }
.legal-jump a { display: block; padding: .45rem .9rem; border-radius: 999px; font-weight: 700; font-size: .9rem; color: var(--fnp-muted); }
.legal-jump a:hover { background: var(--fnp-blush); color: var(--fnp-plum); }

/* ---------- Footer ---------- */
.footer { position: relative; background: var(--fnp-plum-900); color: #c9a9ba; padding: 90px 0 0; overflow: hidden; font-size: .96rem; }
.footer .container { position: relative; z-index: 1; }
.footer h4 { color: #fff; font-size: 1.1rem; margin-bottom: 1.3rem; }
.footer a { color: #ecd6e1; }
.footer a:hover { color: var(--fnp-gold); }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer ul li { margin-bottom: .6rem; }
.footer .fc { display: flex; gap: .75rem; }
.footer .fc i { color: var(--fnp-rose); }
.footer .form-control { background: rgba(255,255,255,.07); border-color: rgba(255,255,255,.16); color: #fff; border-radius: 999px; }
.footer .form-control::placeholder { color: #a98597; }
.footer .form-control:focus { background: rgba(255,255,255,.12); }
.footer .input-group .btn { border-radius: 999px !important; margin-left: .4rem !important; }
.footer .input-group .form-control { border-radius: 999px !important; }
.footer .form-status.success { background: rgba(82,196,140,.14); color: #a9ebc8; border-color: rgba(82,196,140,.35); }
.footer .form-status.error { background: rgba(240,109,140,.16); color: #ffc0cf; border-color: rgba(240,109,140,.4); }
.round-socials { display: flex; gap: .5rem; margin-top: 1.3rem; }
.round-socials a { width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; background: rgba(255,255,255,.08); color: #fff; }
.round-socials a:hover { background: var(--fnp-rose); color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); margin-top: 60px; padding: 1.4rem 0; font-size: .9rem; }

.up-btn { position: fixed; right: 22px; bottom: 22px; width: 50px; height: 50px; border-radius: 50%; border: 0; background: var(--fnp-rose); color: #fff; font-size: 1.2rem; display: grid; place-items: center; box-shadow: var(--fnp-shadow); opacity: 0; visibility: hidden; transition: all .3s ease; z-index: 1000; }
.up-btn.show { opacity: 1; visibility: visible; }
.up-btn:hover { background: var(--fnp-plum); }

.float-in { opacity: 0; transform: translateY(26px) scale(.98); transition: opacity .7s ease, transform .7s ease; }
.float-in.shown { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .float-in { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

/* ---------- Responsive ---------- */
@media (max-width: 991.98px) {
  .section { padding: 80px 0; }
  .nav-pill { border-radius: 26px; }
  .nav-pill .navbar-collapse { padding: .8rem 0 .4rem; }
  .hero-stage .img-frame { aspect-ratio: 16 / 9; }
  .path::before { left: 27px; }
  .path-step .node { left: 27px; }
  .path-step .path-card { margin-left: 70px; }
  .cta-round, .news-split .inner { padding: 2.2rem 1.6rem; }
  .legal-jump { position: static; }
}
@media (max-width: 575.98px) {
  .g-5, .gx-5 { --bs-gutter-x: 1.5rem; }
  .brand-logo { font-size: 1.12rem; gap: .45rem; }
  .brand-logo .mark { width: 32px; height: 32px; flex-basis: 32px; font-size: .9rem; }
  .nav-pill { padding: .45rem .5rem .45rem 1rem; }
  .glass-stat { display: none; }
  .form-card, .legal-card, .loan-calc, .tab-panel-card { padding: 1.5rem; }
  .about-stack { padding: 0 0 40px 20px; }
  .about-stack .badge-c { width: 130px; height: 130px; }
  .about-stack .badge-c strong { font-size: 1.7rem; }
  .story-nav { border-radius: 24px; }
}